Privacy Policy

Wealth1 ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information when you visit our website, create an account, use our AI chat tools, or interact with our distribution services for Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs).

By using our website or services, you consent to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the website and our services.

We may collect the following categories of information:

Account information: name, email address, phone number, and login credentials when you register or sign in.

Investment profile information: details you voluntarily provide such as age, occupation, income range, risk appetite, investment goals, horizon, and related preferences used to personalize platform features.

Usage and interaction data: pages visited, features used, chat queries (subject to our data retention practices), device/browser type, IP address, and approximate location derived from IP.

Communications: information you submit through contact forms, support requests, webinars, or other correspondence.

Cookies and similar technologies: data collected through cookies, pixels, and analytics tools to improve site performance and user experience.

We use personal information to:

Provide, operate, and improve our website, AI assistant, and related tools;

Facilitate account creation, authentication, and customer support;

Personalize content and product information based on information you voluntarily submit (on a non-advisory basis);

Comply with applicable laws, regulatory obligations, and internal compliance requirements;

Send service-related notices, updates, and—where permitted—marketing communications;

Detect, prevent, and address fraud, security issues, or misuse of our platform.

We do not sell your personal information to third parties.

When you use Wealth1's AI chat, your messages may be processed by third-party AI service providers to generate responses. We use these services to deliver informational assistance only. AI outputs are not investment advice.

You may control whether your investment profile is used to personalize AI responses through your account settings. Chat data may be stored to maintain conversation history for signed-in users and to improve service quality, subject to applicable law and our retention practices.

We may share information with:

Service providers who assist with hosting, analytics, email delivery, authentication, and AI infrastructure, under contractual confidentiality obligations;

Asset Management Companies or regulated intermediaries where necessary to process your expressed interest in PMS/AIF products, in accordance with applicable law;

Regulators, courts, or law enforcement when required by law or to protect our legal rights;

Professional advisers (legal, audit, compliance) bound by confidentiality.

We require third parties to use personal data only for specified purposes and in compliance with applicable data protection standards.

We use cookies and similar technologies to remember preferences, maintain sessions, measure traffic, and improve user experience. You can control cookies through your browser settings; disabling cookies may affect certain features.

By continuing to use our website, you consent to our use of cookies as described in this policy and in our Disclaimer.

We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. Retention periods may vary based on the type of data and applicable requirements.

We implement reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. No method of transmission over the Internet or electronic storage is completely secure; we cannot guarantee absolute security.

Depending on applicable law, you may have the right to access, correct, update, or delete certain personal information, or to withdraw consent where processing is consent-based. To exercise these rights, contact us using the details on our Contact page. We may need to verify your identity before responding.

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. The revised policy will be posted on this page with an updated "Last updated" date. Continued use of the website after changes constitutes acceptance of the revised policy.

For privacy-related questions or requests, please contact us via the Contact page on this website.

This Privacy Policy should be read together with our Disclaimer and Terms of Use.

This Privacy Policy is governed by the laws of India. Disputes relating to privacy matters shall be subject to the jurisdiction of the courts of Maharashtra, India, unless otherwise required by applicable law.